You may be able to get a pool loan through the financial institution where you already have existing accounts, or you might choose to get financed from an online lender or financing consultant company that deals exclusively with pool loans and home improvement loans. Talk with pool builders to get estimates on the total cost of your desired pool project. When you want to grow your business, talking to your customers more about financing should be at the top of your business plan priorities. Here's a summary of how we make pools and spas and pergolas happen! By working with HFS Financial, you offer a streamlined lending process to your customers, with clear expectations and an easy-to-understand process that will leave your customers feeling satisfied and secure. There are a few complaints filed against the company, but they are mostly related to customer service issues. Your email address will not be published. Reinvent your bathroom, garage, or outdoor living areas with a fast funding home improvement loan. never talked with a human. As a company in business since 1979, we have honed the Lyon Financial loan process to perfection. Two companies we have relationships with are HFS Financial and Lyon Financial. And by training your staff to talk about financing when speaking to potential customers and clients, you can have a continual source of funding coming through to support your business. We make memories. Its simple to find the best financial services in your area. Much thanks for any help. Financial Independence, Retire Early: What Is the FIRE Movement? With HFS Financials experience and unmatched customer service, your customers dont have to worry about a complicated application process or wait for weeks for a response from the bank. It is also possible that lenders have income requirements that differ from one lender to the next. Personal loan terms generally range from about two to 12 years though some pool loans can have terms up to 20 years or more. By discussing these topics with your clients, you can ensure that they understand all aspects of contractor financing. Loans powered by HFS are personal loans, which means no equity = no problem. We take the burden off of you so that you can do what you do best building the most fantastic home improvement projects around! Rethink your kitchen storage space with financing for a kitchen remodel. We understand that an effective process is one that: Through every business technological advance over the years to each swimming pool innovation, we have stood firm on the principle of helping people get what they want. Customers who get frustrated with other lending processes are often customers who throw in the towel on the project. In less time than any other home improvement loan process, well have you connected with the project financing you need. I had a two Home Improvement loans with HFS and they are the BEST. I got mine through Lightstream. Financing is offered by third party lenders for pool renovation projects and new pool construction. How to Help Your Customers Get Pole Barn Financing, 4 Reasons You Should Talk to Every Client About Financing, When to Talk About Financing with Your Contracting Customers, How to Answer the Phone as a General Contractor. The direct funding to my customers allows us to work more closely with them and takes out the middle man you have with other finance companies. Call 877-754-5966 today! And, Do you think adding a custom pole barn to your homes property would be a great asset? They are both similar in that they offer competitive rates and terms, and they both have a wide variety of repayment options. We particularly enjoy the quick turn-around times for the loans and the excellent communication we receive. Make sure any additional work like constructing safety fencing is included in your estimate. This business is in an industry that may require professional licensing, bonding or registration. Feel free to explain how their credit score wont be affected by inquiring about financing. I ended up. When you apply, we will do a soft credit check to view your credit profile and narrow down your options for securing a loan. And when that swimming pool is in your backyard, its even better. That's why we offer flexible and convenient financing options, subject to approved credit. It may not display this or other websites correctly. We have served over 100,000 customers since 2004 and are trusted by over 25,000 contractors to help their clients with their financing needs. Maximum loan amount of $75,000. Thanks again., We have been working with HFS Financial for a few years now with our clients. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Salt Generating System Pentair intelliChlor, Tru-Tile by Latham Industries in Vinyl and Hybrid Pools, Weekly Cleaning Weekly Service Weekly Cleaning Service, AMS Financial Swimming Pool Loan Solutions. We handle all of the heavy lifting, so you dont have to worry about any part of financing for your customers beyond chatting about how they can fund their project. International Association of Better Business Bureaus. Home Improvement Lending Made Simple, offering 100% No Monday Down Financing from $10,000-$100,000, equity not required. Youll only need additional staff when your business starts to grow in other areas because contractor funding has earned your additional customers and projects. If our clients are happy, we are happy to., Man, HFS has always came through for our clients. Low-Fixed Rates With a HELOC, you can pull out funds as needed to finance your pool construction and other home improvement projects. If the client has said they would like to keep their monthly loan payments under a certain amount, and the Check My Rate tool estimates their payment is under that, thats the perfect chance for your salesperson to say, Looks like you can afford to add that kitchen island (marble counter, oak flooring, built-in spa, pool houseyou name the upgrade!) Customers have several advantages when it comes to home improvement financing, including fast funding, flexible payments, and the ability to make changes or additions during their project without worrying about bank approval. Additional benefits of financing with HFS Financial: No Impact on Credit to Apply I've found that their rates are as good as anything on the market and they have a sense of urgency when responding to their clients. Before each stages payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed. The process is so simple and straightforward. To answer the question about what credit bureau does Lyon Financial use? After weve received your application information, one of our team members will be in touch with you. From your showroom, customers can use our Check My Rate for real-time lowest payment amounts on demand! | Cookies Settings. Capital One 5 years . Dear Penny: How Do I Get My Ex-Husbands $10K of Past-Due Alimony? I'm glad I did. *Available on approved credit, not all will qualify. Our simple and easy-to-use Check My Rate quickly allows them to get an idea about what their terms will be and estimate their payment. Benefits of working with HFS. Some lenders may offer you financing if you have fair or poor credit, however you may have to pay a lot more over time due to higher interest rates. I am very satisfied with HFS personally and professionally, which is why I have no hesitation in recommending them to our clients., If you're looking to finance your dream pool, the people @ HFS Financial have great terms and sincere customer service. Thanks, HFS!, HFS has provided loans for customers in a prompt timely manner for us. If my customers use the widget, how do I know if my customer is approved for their loan? No ones score should be impacted that dramatically. The technical storage or access that is used exclusively for statistical purposes. For one, Lyon Financial offers a wider range of loan products than HFS Financial. Because their home improvement loan funds upfront, your customers can quickly and easily access the funds they need and you get paid quickly on your terms. Some affiliates of Lyon Financial may offer a rate discount via AutoPay. There are 5 options we recommend to finance your pool. You will get much more visibility by. Here are some of the other reasons homeowners like working with HFS. This also ensures that you are not left holding the bag for any financial losses as a result of bank funding delays or denials. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. One of the benefits of personal loans is that you dont have to offer up any collateral. Subject to change. Customers love having options when it comes to how they pay for products or services and HFS Financial makes it easy for your business to become a frontrunner in your area. The cost of all of the materials and labor required to construct a pool can range from $20,000 to $100,000. Excellent experience and would 100% recommend to family and friends for their next home improvement project. HFS Financial. You can direct interested customers right to the HFS Financial widget on your website to start their financing inquiry. I don't like the idea of my credit being inquired 6-8 times, I would rather deal with one lender that I feel comfortable dealing with. But most of all, it means making memories that will last a lifetime. For one, Lyon Financial offers a wider range of loan products than HFS Financial. We are proud to offer our unique financing program to those who have served or are currently serving our country. Lyon Financial. The information you provide to Lyon Financial is not an application for a loan from Lyon Financial. The teams are VERY proactive throughout the entire process to ensure we were on track with our project. Pool loans are unsecured personal loans offered by banks, credit unions and online lenders. With HFS Financial, you dont need to worry about hiring additional accounting staff to handle loan paperwork or collect on loans. From small renovations and repairs like a new roof or windows to larger projects like remodeling bathrooms and kitchens or building a sensational new swimming pool whatever financing the customer needs for their project is within reach. But never were we told that there would be a lien against our home, not allowing us to refinance the house. Ive personally worked with dozens of different lenders, Ari has hands down been the best to work with!, We absolutely love partnering with HFS. Lyon Financial works with Central Bank to provide qualified borrowers with unsecured pool financing. Our motto is: You Dream It, We Finance It.. In the Non-Bank Financial Service category. Plan to have it paid off by December of 2020 but I hate paying interest so hope we can finish it earlier. It is common for borrowers with low credit scores to have lower interest rates, though this is not always the case. Please don't hesitate to contact us for financing assistance at (904) 223-4050. They provide a simple application process and efficient funding to keep our clients moving toward their dream backyard., Ari and team have a been a pleasure to work with. The individuals exact interest rate is determined by their credit profile and the loan purpose, amount, and term. At 118 Morlake Dr Suite 202, Lyon Financial Reviews has offices in Mooresville, NC. There may be different income requirements for different lenders. HFS Financial is not a lender. My clients always seem to have great things to say about service, ease of qualifying process as well as the delivery of funds which is critical for us in assisting them for their pool construction to get started. There are a few key differences between Lyon Financial and HFS Financial. Many customers opt to wait before taking the plunge. HFS Financial knows things, Accessory Dwelling Units (ADUs) are add-on living areas like a garage apartment or a tiny home for the backyard. Viking Capital is a family-owned business that has been in operation since 1999. Subject to change. Why should I get home improvement financing? An inquiry you submit to Lyon Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. Unlike personal loans that provide the borrower with the funds upfront, Lyon Financial disburses the funding directly to the pool builder in stages as the project progresses. When customers have trouble finding financing, its easy for them to give up on pursuing a home improvement project. Local Contact, Brighton, MI: Terry Tipton 810-494-4888, terry_e_tipton@keybank.com. You can also use bullet points such as: The great thing about working with HFS Financial is that we will keep you in the loop throughout your customers financing process. With our easy-to-use tools and support, you can increase your sales, reach more customers, and show off all of your incredible projects to the world. But just how do you go about doing that? All loan programs found at www.hfsfinancial.net have no fees or penalties for prepayment. We handle all of the paperwork and process each application quickly and securely. That means that customers can find the right loan for their needs and budget. Not sure how much you need? Conditions and limitations apply. Instead of only learning the overall project price, they can focus on the monthly price and make quicker decisions. Look no further than HFS, their team is simply the best!, We love sending our clients to HFS. How a Custom Pole Barn Can Transform Your Landscape. Here at HFS, we dont only exist to help homeowners find financing to bring their dreams to life. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. I dont remember the loan type but I know we did not have any closing costs. Simply put, you provide the financing service through your partnership with HFS Financial, and we connect your customers with the right loan for their needs. Ill definitely use them again for my next outdoor project! . Well definitely recommend them to our friends and will do business with them in the future! How BBB Processes Complaints and Reviews. The company has also been accredited by the National Association of Consumer Credit Counselors. They are very fast to process new applications and respond promptly to all questions and emails. The infamous small print where all the scary stuff tends to be hidden; thats not how we roll.

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